The years of 1972—1976 were notable because it was around this time that the Plymouth Harbor Board of Trustees and the administration began to realize financial difficulty ahead. Existing resident contracts had clauses restricting increases in maintenance fees, which made it difficult to keep pace with rising costs. Jack Smith, the administrator at the time, sought advice from business people on the Board and from a group of residents. In turn, those residents enlisted others to organize a campaign to voluntarily increase their monthly fees. A surprising number of residents did so, and by the mid-1980s, Plymouth Harbor was back in solid financial shape.

According to Jack Smith, “The cooperation was amazing. When we were in financial difficulty, in addition to raising their own monthly payments, residents did everything from paying for carpeting in the public areas, to buying vehicles, to purchasing silverware. The residents saw that the need was there, and they responded to the need to save Plymouth Harbor.” In the years to follow, the Board of Trustees and the Residents’ Long-Range Planning Committee saw an opportunity to begin working on a master plan for Plymouth Harbor—one that would include an ambitious design for an expansion and improvement program.