Understanding the Cost

At Plymouth Harbor, we understand that financial planning is a crucial part of making a decision about senior living. That's why we offer this free, personalized financial assessment tool.

This quick and easy calculator allows you to:

• Input your financial information: Consider including factors like income, assets, and estimated living expenses.
• Gain valuable insights: The calculator will provide a personalized estimate of your potential affordability for independent living at our community.

While our pricing does vary based on factors like Apartment size and location, we're committed to complete transparency. Our financial assessment tool provides a clear picture of potential costs and allows you to explore options that best fit your individual needs.

Additionally, our friendly and knowledgeable staff is always happy to answer any questions you might have. Together, we can explore your financial picture and see if Plymouth Harbor aligns with your vision for a fulfilling and affordable retirement lifestyle.

Take control of your financial future at Plymouth Harbor. Try our free assessment tool today!

The entrance fee is a one-time deposit that secures your spot in our community. By paying the entrance fee, you and your loved one are guaranteed all the benefits that come with living at a Life Plan Community, including the most important one of all – the assurance of multiple levels of care in the future, all at a predictable cost to you. The pricing of your entrance fee is dependent upon the size of residence you select when moving into our community. Not only does the entrance fee help meet the care-related expenses that come with running a Life Plan Community, but it also helps us foster a campus-wide environment that’s both amenity rich and maintenance free for the residents living here.

For most residents, the funds for the entrance fee come directly from the proceeds following the sale of their current home. With our entrance fee model, you’ll have the surety of comfort and peace of mind throughout retirement not just for you, but for your children and loved ones.

As a standard part of any life plan community model, the monthly fee is an ongoing, predictable monthly payment that, for most residents, is equal to or lesser than the monthly costs associated with living at home on your own. This once-a-month fee helps us cover the day-to-day costs required to run Plymouth Harbor, including things like amenities, around-the-clock security, campus upkeep and services, and more.

Additionally, living here at Plymouth Harbor means avoiding the burden of property taxes, yardwork, home maintenance, and any other physical or financial costs associated with homeownership. For example, that may include monthly costs of your electric, water, and gas bills, and even trickle all the way down your as-needed costs, such as new lightbulbs or filters for appliances around the house.

Tax laws continuously evolve and have been known to change from time to time, but in most cases, legal precedents tend to be favorable for residents of Life Plan Communities who are looking to deduct a portion of their fees during tax season. The way these laws are interpreted vary from state to state, so we recommend discussing the details of it with your tax advisor to determine the most fruitful approach for you and your specific circumstance.

Your long-term care policy will work together with Plymouth Harbor to provide you high-quality care, in most instances even paying you earned benefits directly as the policyholder. If you’re unsure about the details of your policy, we recommend speaking with a team member at your provider’s office to better understand your specific policy and to determine what benefits you are eligible for.